When You Need It Most

Critical illness insurance provides tax-free funds to help should your child be diagnosed with a serious condition.

Stop working to care for a sick child without the financial stress of a mortgage or household expenses. If you don’t use the insurance, you get your money back.

+30
ILLNESSES
COVERED

Many serious conditions are commonly diagnosed at a young age, such as: muscular dystrophy, cystic fibrosis, cerebral palsy and type 1 diabetes mellitus. If diagnosed, you can then use the insurance to assist you with caring for your child.

Once diagnosed, critical illness insurance pays out a tax-free benefit allowing you to take time off work to be with your child as well as pay for expenses not covered by your health insurance.

EXTRA PERKS ! You also benefit from the medical expertise of a vast network of specialist doctors.

Replace Lost Income

Replace Lost Income

Offset income by parents or other caregivers due to time away from work.

Pay Your Mortgage

Pay Your Mortgage

Meet mortgage requirements during child’s recovery.

Subsidize Treatment

Subsidize Treatment

Pay for medical treatment not covered by public health care or group insurance.

Hire A Nurse

Hire A Nurse

Hire a nurse to help with treatment and recovery.

Pay For Travel

Pay For Travel

Pay for transportation or accommodations if travel is required for treatment.

Make A Dream Come True

Make A Dream Come True

Ultimately, you can use the money as you see fit.

GET YOUR
MONEY
BACK

We hope your child never gets sick. If that’s the case, you’ll get back 75% of premiums paid at age 25. You can then continue the policy and benefit from the same protection at the same guaranteed low cost. As of age 40, your child can cancel the policy with 100% refund of all premiums paid.

We're parents too and we know life can be hectic.

That's why we've designed an easy, streamlined approach to buying child critical illness:

1. BASIC INFORMATION

Submit some basic information about yourself (your data remains 100% confidential).

Get started!

2. VALIDATION BY A LICENSED ADVISOR

A licensed advisor may contact you to validate your information and needs. We are members in good standing of the Autorité des marchés financiers, the Chambre de sécurité financière and the Financial Services Regulatory Authority of Ontario.

3. QUOTE BY EMAIL

You receive our easy-to-understand quote by email within 24 hours.

4. ASK US ANY QUESTION

You can contact us by telephone, email or video-conference to discuss any questions you have about our quote.

5. NO OBLIGATION

There is no obligation to purchase and you will not incur any costs if you decide not to purchase.

6. PURCHASE

If you decide to purchase critical illness insurance, we will guide you through the application process step-by-step.